Everything you need to know where your money goes.
BlueSpend takes the typing out of budgeting and leaves the clarity in. Here's what's inside.
Log it your way
Six effortless ways to log a spend. Pick whichever is easiest in the moment.
Voice, two ways
Quick dictate for one-liners. Live conversation for when you'd rather talk it through. BlueSpend only stops you when an amount or direction is unclear.
Chat
Type it like a text. “Uber 9.40 to the airport” is logged, categorised and dated. Several items in one line are split for you.
Receipt scanning
Photograph a receipt and BlueSpend reads the total and details. The image is deleted once the entry is saved.
Paste M-Pesa or bank SMS
Copy a message, paste it, done. Amount, who it was with and direction are filled in.
CSV import
Bringing an old spreadsheet? Upload it, map the columns, review and confirm.
Works offline
No signal? Your entries are saved on your phone and parsed as soon as you reconnect.
Sorted for you
Everything tracked, nothing complicated.
Smart categories that learn you
Every spend gets a category, merchant and time. Correct one and BlueSpend learns your rule, so it's right next time.
Accounts & wallets
Track cash, mobile money, bank and card balances side by side.
Splits & transfers
Split one purchase across categories, and mark transfers so they don't count as spending.
Recurring money
Add rent, subscriptions and salary once. BlueSpend tracks them and reminds you before bills are due.
Your month, your rules
Set your month to start on payday so your budget matches how you actually live.
Your currency
Choose KES, USD, EUR or GBP as your base currency. Change it later and convert your history at a rate you enter.
Know where you stand
Insights that help you act, not just charts.
Budgets that bend
Set a budget per category, roll unused money into next month, or don't. Your call.
Savings goals
Save for a laptop, a trip or a rainy day. Watch the bar fill and celebrate the milestones.
Weekly and monthly summaries
A short summary every Monday and a review each month: what changed, and one thing to try.
Ask anything
“Where did my money go in March?” “How much do subscriptions cost me?” You get answers from your own data.
Gentle nudges
A heads-up at 80% and 100% of a budget, plus unusual spends, bills due and goals reached.
Savings plans
On Pro, get a plan built from how you actually spend, not from a template.
Built to last
The small things that keep you going past week three.
Undo and edit on everything
BlueSpend saves straight away so logging stays quick. Anything wrong is one tap to fix.
No bank login
You decide what goes in. BlueSpend never asks to connect to your bank.
App lock
Protect your finances with biometrics or a PIN.
Export anytime
Download everything you've entered whenever you want it.
Delete with confidence
Delete your account and your data goes after a short grace period.
No ad or analytics trackers
BlueSpend ships without advertising, analytics or crash-reporting SDKs.
A look inside
Chat tracking
Paste M-Pesa SMS
Budgets
Savings goals
A budget app that understands how you actually talk.
Voice tools are often built around one way of speaking. BlueSpend learns yours. It builds a personal speech profile from your corrections, so the words, names and places you use get recognised more accurately over time. Adjust voice and pace in settings.
Recordings are only kept if you opt in, and only for 90 days. Voice works in English for now.
Ready to try it?
Start your 30-day free trial. No card needed.
30-day free trial. No card required.