Please read these terms. They're written to be clear, and they explain how BlueSpend works and what we each expect.
1. Agreement
These Terms of Service (“Terms”) govern your use of the BlueSpend apps and website (the “Service”), provided by Blueness. By creating an account or using BlueSpend you agree to these Terms and our Privacy Policy. If you don't agree, please don't use the Service.
2. Eligibility and your account
- You must be at least 18 and able to form a binding agreement.
- Give accurate information and keep your sign-in details secure. You are responsible for activity on your account.
- One person per account. Households are not supported yet.
3. What BlueSpend does
BlueSpend helps you record and understand your spending using voice, chat, SMS text, receipts and imports, with AI categorisation, budgets, goals and insights. We may add, change or remove features over time.
4. Not financial advice
BlueSpend provides general information to help you be more aware of your spending. It is not financial, investment, tax or legal advice, and we are not a bank or financial institution. We don't move your money or connect to your accounts to make payments. Make your own decisions and consult a qualified professional when needed.
5. AI-generated content
Categories, parsed entries, transcriptions, summaries and answers are produced by AI and may be inaccurate or incomplete. You're responsible for reviewing your entries and for any decision you make using them.
6. Free trial, plans and credits
- Trial: new accounts get a 30-day free trial without a card. After the trial, the account becomes read-only until you subscribe.
- Subscriptions: Basic and Pro renew monthly until cancelled. Price, period and renewal terms are shown before you subscribe. Mobile subscriptions are billed and managed by Apple or Google; cancel in your store account settings at least 24 hours before renewal.
- Credits: AI credit packs are consumable, valid for 365 days from purchase, and non-transferable. Credits have no cash value.
- Refunds: store purchases follow Apple's or Google's refund rules. Contact us if you need help.
- Changes: we may change prices or allowances with reasonable notice; changes apply from your next billing period.
7. Your content
You own the data you put into BlueSpend. You give us a limited licence to host, process and display it, including sending it to our AI providers, solely to operate and improve the Service for you as described in the Privacy Policy.
8. Acceptable use
Don't misuse the Service. In particular, don't: break the law; attempt to access others' data; probe, disrupt or overload our systems; reverse engineer the app except as the law allows; use bots to scrape or automate the Service; or upload content that is unlawful or that you have no right to share.
9. Availability
We work to keep BlueSpend reliable but can't guarantee uninterrupted or error-free service. Offline entries sync when you reconnect; please keep your app updated.
10. Ending your use
You can stop using BlueSpend and delete your account at any time (see Delete your account). We may suspend or terminate accounts that breach these Terms or put the Service at risk. Sections that by nature should survive termination will do so.
11. Disclaimers and liability
The Service is provided “as is” and “as available”. To the extent permitted by law, we disclaim warranties of any kind, and we are not liable for indirect or consequential losses, lost profits or data, or for decisions made based on AI output. Our total liability for any claim is limited to the amount you paid us in the 12 months before it arose. Nothing here limits liability that cannot be limited by law.
12. Governing law
These Terms are governed by the laws of Kenya, and the courts of Kenya have jurisdiction, unless mandatory consumer laws where you live say otherwise.
13. Changes and contact
We may update these Terms and will post the new version with its date; significant changes will be notified in the app or by email. Continued use after changes means you accept them. Contact: support@bluespend.app.