Your M-Pesa messages, turned into a budget.
M-Pesa made paying easy. It also makes spending hard to see. Paste your messages into BlueSpend and see where your money really goes.
Copy. Paste. Done.
Sends, till payments, airtime and bills end up buried in a wall of SMS. BlueSpend turns each one into a tidy entry you can actually budget with.
EXAMPLE MESSAGE
SGH4K2LM9P Confirmed. Ksh1,850.00 paid to NAIVAS SUPERMARKET on 14/11/26 at 6:42 PM.
✓ LOGGED
Money out · M-Pesa
01
Copy the message
Long-press an M-Pesa confirmation in your inbox and copy it.
02
Paste it into BlueSpend
Drop it into the chat or the paste screen. That's it.
03
Get a clean entry
BlueSpend reads the amount, who it was with and whether money went in or out, then suggests a category. If it can't tell, it asks one quick question.
Paying is easy. Planning is the missing piece.
Mobile money is part of daily life in Kenya: 52.6% of adults now use it daily, yet only 18.3% are classed as financially healthy in the 2024 FinAccess survey. BlueSpend adds the planning.
See where small payments go
Tills, data bundles and sends add up faster than you think.
No bank or Safaricom login
You decide what to paste. Nothing is linked to your M-Pesa account.
Mix it with voice
Log cash by talking: “Matatu 100, mandazi 50.”
Budgets and weekly summaries
See it by category and week, with nudges before you overspend.
M-Pesa questions
Does BlueSpend work with M-Pesa?
Yes. Paste an M-Pesa message and BlueSpend reads the amount, the person or business, and the direction (money in or out).
Do I need to link my M-Pesa account?
No. There is no account linking and no login. You paste the messages you want to track.
What about bank SMS?
Bank SMS messages work the same way. Paste one and BlueSpend fills in the entry.
Is BlueSpend affiliated with Safaricom?
No. BlueSpend is an independent app. M-Pesa is a trademark of Safaricom, and we mention it only to describe what the app works with.
Paste your first M-Pesa message.
Join the early-access list and be first in when BlueSpend lands on iOS and Android.
30-day free trial. No card required.